CM Pension Scheme

As an employee of Charles Marcus Group Services Ltd, we will automatically enrol you in our pension scheme if you:

• are not already in a pension scheme at work
• are aged 22 or over
• are under State Pension age
• earn more than £10,000 a year
• work in the UK

You can choose to opt out of this pension, if you want to. We will tell you in writing how to do this. However, if you stay in the scheme you’ll have a pension for your retirement.

You and the government (in the form of tax relief at your marginal rate) will contribute to the pension. The amounts are usually a percentage of your earnings.
The employer's contribution is 3%, the employee's contribution is 5%. These are tax deductible. The employer's contribution forms part of the direct cost of employment. You may make additional contributions as salary sacrifice.

Your pension belongs to you, even if you leave Charles Marcus.

For more information, please contact Suzanne at

CM Super Fund 

We contribute to AustralianSuper for employees of Charles Marcus Pty Ltd, on the Australian company payroll.

You can choose another fund if you wish.
The minimum monthly contribution is 11% of your gross salary. You may contribute more.